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  <lastmod>2026-10-18T08:30:39Z</lastmod>
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   <news:title>개인회생을 신청하기 전에 어떤 서류부터 준비해야 할까요? 소득과 빚을 증명하려면 무엇이 필요한가요?</news:title>
   <news:publication_date>2026-10-18T08:30:36Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <lastmod>2026-10-18T08:19:21Z</lastmod>
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   <news:title>개인회생 변제금을 몇 차례 밀렸더니 폐지될까 봐 불안합니다. 지금이라도 밀린 돈을 내면 절차를 유지할 수 있을까요?</news:title>
   <news:publication_date>2026-10-18T08:19:18Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <lastmod>2026-10-18T04:24:56Z</lastmod>
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   <news:title>배우자 명의로 아파트가 있고 제 명의로는 재산이 거의 없습니다. 이런 경우에도 개인회생을 신청할 수 있을까요?</news:title>
   <news:publication_date>2026-10-18T04:24:53Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <lastmod>2026-10-18T03:16:21Z</lastmod>
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    <news:language>ko</news:language>
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   <news:title>채권자들의 독촉 전화가 계속 오고 압류까지 걱정됩니다. 개인회생을 신청하면 독촉과 압류를 막을 수 있을까요?</news:title>
   <news:publication_date>2026-10-18T03:16:18Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://aifren.com/%ea%b7%bc%eb%a1%9c%c2%b7%ed%87%b4%ec%a7%81/personal-rehabilitation-correction-order-document-deficiency/</loc>
  <lastmod>2026-10-18T01:52:16Z</lastmod>
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    <news:name>AIFREN</news:name>
    <news:language>ko</news:language>
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   <news:title>개인회생 신청 서류를 제출했는데 법원에서 보정명령이 나왔습니다. 서류를 제대로 보완하지 못하면 기각될 수도 있나요?</news:title>
   <news:publication_date>2026-10-18T01:52:13Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://aifren.com/%ea%b7%bc%eb%a1%9c%c2%b7%ed%87%b4%ec%a7%81/personal-rehabilitation-self-employed-business-income-drop/</loc>
  <lastmod>2026-10-18T01:44:35Z</lastmod>
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    <news:name>AIFREN</news:name>
    <news:language>ko</news:language>
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   <news:title>자영업을 시작한 뒤 매출이 급감해 대출 이자도 못 내고 있습니다. 사업을 계속하면서 개인회생을 신청할 수 있을까요?</news:title>
   <news:publication_date>2026-10-18T01:44:32Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <lastmod>2026-10-18T01:35:23Z</lastmod>
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    <news:name>AIFREN</news:name>
    <news:language>ko</news:language>
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   <news:title>개인회생을 신청하면 집이나 자동차까지 처분해야 하나요? 제가 가진 재산을 모두 잃을까 봐 걱정됩니다.</news:title>
   <news:publication_date>2026-10-18T01:35:21Z</news:publication_date>
   <news:genres>Blog</news:genres>
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